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FCA issues warning on logbook loans

VULNERABLE people who use their car as security to take out a loan are finding themselves squeezed even harder financially and even threatened, the City regulator has found. The Financial Conduct Authority warned it will put firms offering logbook loans out of action if they do not "dramatically" improve their standards, after finding evidence of poor behaviour including little or no affordability checks being carried out and some applicants being encouraged to manipulate details of their income. It said lenders are failing to properly spell out exactly how expensive such debts will be, with the true cost often masked by an emphasis on "low" weekly repayments and key terms and conditions buried in small print.

Audi dropping Multitronic CVT gearbox

The Audi Multitronic CVT gearbox is being retired Audi make some great cars, but a number of them are spoiled by the woeful CVT gearbox. The theory is that as the CVT ‘box, which varies transmission ratios infinitely and keeps the engine working in the right rev range, is more economical and more efficient. But CVT boxes are horrible.

Cadillac ATS

The Cadillac ATS is an all-new, lightweight, rear-wheel drive sedan that aims to take the fight to the dominant BMW 3-Series in the compact premium segment. The ATS gains the latest interpretation of Cadillac's ‘Art & Science' design language, building on the recent, bigger XTS' aesthetics. Fortunately, the ATS' proportions are far more appealing than its awkward bigger brother, with short overhangs, a long wheelbase and wide tracks giving it a good stance.