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FCA issues warning on logbook loans

VULNERABLE people who use their car as security to take out a loan are finding themselves squeezed even harder financially and even threatened, the City regulator has found. The Financial Conduct Authority warned it will put firms offering logbook loans out of action if they do not "dramatically" improve their standards, after finding evidence of poor behaviour including little or no affordability checks being carried out and some applicants being encouraged to manipulate details of their income. It said lenders are failing to properly spell out exactly how expensive such debts will be, with the true cost often masked by an emphasis on "low" weekly repayments and key terms and conditions buried in small print.

Range Rover Evoque Prototype Pack Playing

The Range Rover Evoque Prototypes We’re not huge fans of the red-top alliteration in headlines. And I suppose the headline is a curate’s egg alliteration – alliterative in parts. But we have to play when there’s not a lot of meat on the bones of a story.

Who the hell is Rory Carroll, and what is he doing to your autoweek.com?

My name is Rory Carroll, and as of this week, my full-time job is to be hopelessly obsessed with cars, and to share that obsession with you, the readers of autoweek.com. For whatever reason, I have more or less always believed that making a career writing about cars wasn't quite a realistic-enough option to pursue. It made a lot more sense to go to law school, (or in my case put law school off while getting wrapped up in the sometimes-exciting world of politics).