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FCA issues warning on logbook loans

VULNERABLE people who use their car as security to take out a loan are finding themselves squeezed even harder financially and even threatened, the City regulator has found. The Financial Conduct Authority warned it will put firms offering logbook loans out of action if they do not "dramatically" improve their standards, after finding evidence of poor behaviour including little or no affordability checks being carried out and some applicants being encouraged to manipulate details of their income. It said lenders are failing to properly spell out exactly how expensive such debts will be, with the true cost often masked by an emphasis on "low" weekly repayments and key terms and conditions buried in small print.

Hyundai ix35 Hydrogen FCEV arrives in the UK

The first Hyundai ix35 Hydrogen FCEVs hit the road in London (pictured) The Hyundai ix35 FCEV is the world’s first hydrogen powered production car (although production is very limited at the moment) and the first five ix35 FCEVs are about to hit London’s roads. The hydrogen-powered ix35s are part of the London Hydrogen Network Expansion (LNHE) project which aims to build acceptance of hydrogen powered vehicles and build a proper hydrogen transport infrastructure, initially on London and the south east. Hyundai are actually planning to build 1,000 ix35 FCEVs over thye next couple of years, but the majority of those will be heading for Europe where the EU has a number of projects running to promote hydrogen use for road vehicles.

2014 BMW X5 comes with 2WD and 4-Cylinder engine options (video)

The new 2014 BMW X5 – quicker, bigger and more frugal Critics may snipe at the BMW X5′s lack of off-road ability as its Achilles heel, but the truth is that the vast majority of X5 owners will never venture anywhere muddier than a boot sale car park. So the trade-off for a great on-road drive is a small price to pay. So X5 owners – and potential owners – will be pleased to know that BMW hasn’t messed with their winning formula in the new 2014 X5, they’ve just added more of the same.