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FCA issues warning on logbook loans

VULNERABLE people who use their car as security to take out a loan are finding themselves squeezed even harder financially and even threatened, the City regulator has found. The Financial Conduct Authority warned it will put firms offering logbook loans out of action if they do not "dramatically" improve their standards, after finding evidence of poor behaviour including little or no affordability checks being carried out and some applicants being encouraged to manipulate details of their income. It said lenders are failing to properly spell out exactly how expensive such debts will be, with the true cost often masked by an emphasis on "low" weekly repayments and key terms and conditions buried in small print.

New Land Rover Freelander will actually be a Discovery

It seems – as we expected – that Land Rover are looking to make more sense of their range of off-roaders as new models are launched, and are going to concentrate on three core brands – Range Rover, Discovery and Defender – instead of the current mish-mash where many models really overlap with others (the top end Discoverys are really a cheaper Range Rover). So the next Freelander will become an entry-level Discovery with underpinnings borrowed from the Evoque (which is itself based on the current Freelander platform, a development of the Ford Galaxy’s platform), and arrive in both 5-seat and 7-seat guise, with the new Discovery ’5′ getting a platform based on the new Range Rover and perhaps spawning two models. The new Discovery range will be targeted as a ‘Lifestyle’ core range for Land Rover (much as the original Disco was) and the Range Rover range will be both sporty and luxurious, with a 7-seat Grand Evoque XL joining the current Evoque, Range Rover Sport and Range Rover.

GM shifts gears, will keep Opel

General Motors' board of directors has decided that it will keep the Opel business and restructure it, putting an end to plans to sell the European operations to auto supplier Magna International. GM said it expects the restructuring of Opel to cost $4.42 billion (3 million euros), which it says is lower than the costs associated with outside bids for the company. GM said it will soon present its restructuring plans for Opel to the German government and other governments in Europe.